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HF4133

Homeowner's insurance policies specified exclusions prohibited when damage is done by a peace officer.
Legislative Session 94 (2025-2026)

Related bill: SF4406

AI Generated Summary

Purpose

  • The bill aims to prohibit certain exclusions in homeowners insurance policies when the damage is caused by a peace officer.
  • It proposes to amend Minnesota law (Minnesota Statutes 2024) to address how damages caused by peace officers are treated under homeowners insurance.

Main Provisions

  • Prohibition of exclusions: The bill would prevent insurers from applying specific exclusions to homeowners insurance when the resulting damage is caused by a peace officer.
  • Statutory amendments: It would amend Minnesota Statutes 2024 section 65A.27 subdivision 1 to reflect the new approach and terminology.
  • Scope of application: The changes would apply to sections 65A.27 through 65A.302 and 65A.304, establishing how these provisions interact within the chapter.
  • Definitions: The bill assigns meanings to terms used in these provisions, specifying what certain terms mean for the purposes of sections 65A.27 to 65A.304.

Significant Changes to Existing Law

  • Adds protections for homeowners regarding coverage when damage is caused by peace officers, limiting or removing certain exclusions that might otherwise apply.
  • Introduces formal definitions for terms used across the specified sections (65A.27 to 65A.304), clarifying how the provisions should be interpreted.

Definitions/Key Terms (as introduced by the bill)

  • Peace officer
  • Homeowners insurance
  • Exclusions
  • Damages
  • Minnesota Statutes 2024 section 65A.27 subdivision 1
  • Chapter 65A
  • Sections 65A.27 to 65A.302, and 65A.304

Relevant Terms

  • peace officer
  • homeowners insurance
  • exclusions
  • damages
  • coverage
  • Minnesota Statutes 2024
  • section 65A.27
  • chapter 65A
  • definitions
  • scope of the act

Bill text versions

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Past committee meetings

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Actions

DateChamberWhereTypeNameCommittee Name
March 09, 2026HouseActionIntroduction and first reading, referred toCommerce Finance and Policy
March 12, 2026HouseActionAuthor added
March 16, 2026HouseActionCommittee report, to adopt as amended
March 16, 2026HouseActionSecond reading
March 16, 2026HouseActionAuthor added
April 16, 2026HouseActionHouse rule 1.21, placed on Calendar for the Day
April 20, 2026HouseActionAmended
April 20, 2026HouseActionThird reading as amended
April 20, 2026HouseActionBill was passed as amended
April 21, 2026SenateActionReceived from House
April 21, 2026SenateActionIntroduction and first reading
April 21, 2026SenateActionReferred toRules and Administration
April 22, 2026SenateActionComm report: Rule 45-amend, subst. General Orders
April 22, 2026SenateActionSecond reading
April 28, 2026SenateActionSpecial Order: Rule 45 amendment stricken
April 28, 2026SenateActionThird reading Passed
April 28, 2026HouseActionReturned from Senate
SenateActionPresentment date
SenateActionGovernor's action Approval
SenateActionSecretary of State
HouseActionPresented to Governor
SenateActionEffective date
HouseActionGovernor approval
HouseActionSecretary of State, Filed
HouseActionChapter number

Meeting documents

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Citations

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Progress through the legislative process

Enacted

Sponsors

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