HF1758

This bill proposes a law in Minnesota that would require health insurance plans to cover infertility treatment and fertility preservation services. It applies to all health plans that include maternity benefits and extends coverage under public programs like Medical Assistance and MinnesotaCare.

Key provisions of the bill: - Infertility Treatment Coverage: Health plans must cover diagnosis, treatment, and medication for infertility, in accordance with guidelines from medical organizations like the American College of Obstetricians and Gynecologists. - Standard Fertility Preservation Services: Covers procedures for individuals undergoing medical treatments (such as chemotherapy) that may impact fertility. - Coverage Limits: Insurance must cover unlimited embryo transfers but may limit oocyte (egg) retrievals to four. Single embryo transfer is recommended when medically appropriate. - Cost-sharing Restrictions: Insurers cannot impose higher out-of-pocket costs (such as copayments, deductibles, or coinsurance) for these services compared to maternity coverage. - No Additional Restrictions: The bill prohibits insurers from imposing exclusions, waiting periods, or utilization reviews that do not apply to maternity care. - Reimbursement to Insurers: The state will reimburse health insurers for additional costs associated with this coverage if they would not have provided it otherwise. - Funding: An appropriation is made to cover the state's cost of reimbursing insurers.

This bill seeks to improve access to fertility care and ensure equitable insurance coverage for reproductive health services in Minnesota.